I thought I will be able to say, I’m free from any debts. Not yet, however. Why? For the simple reason that, again, I use my credit card. We made up our mind to go back home and try our lack there. Hubby observed that there is no improvement here. So, we have to fix everything and that includes buying some stuff. We don’t have too much savings this time. I am forced to use my card to pay for expenses.
Now what? I am almost maxing out my limit. Can I get a new credit card to help me start in the new place? That is the only question that pops in my mind while I am in the train going home. However, something tells me that getting new one is not the right thing to do at this moment. I already have two; adding one will only drop my credit scores. That is a bad thing to happen. Cleaning up record would mean money and time.
But, I don’t know how to start over with small money. The only way I know is with the help of new credit card. And I know exactly where to go. But, I am still thinking if this is the best step to do it. I have to decide faster as I don’t have the luxury of time for thinking.
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